LOCATIONS

MAIN OFFICE
605 Davis Street
Scranton, PA 18505

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Credit Cards

We offer members two types of low rate VISA credit cards:

  • Classic card
  • Platinum card.

Stop in for more details or apply today online!

Enter the Applicant Credit Card Application

 

Check out VISA's new service that allows customers to add a new password to their existing VISA card to ensure that they are the only ones that can use their cards online. Visit www.visa.com/verified. This service will help prevent unauthorized transactions before they happen.

You can easily manage your payments and track all transactions for our VISA credit card accounts at www.ezcardinfo.com.

Debit/Credit Opt Out/Opt In

Federally mandated changes to the way financial institutions handle the processing of certain types of overdraft transactions are now here. Even if you don't regularly incur overdraft fees with your personal checking account, you need to make a decision about how you want the First Credit Union of Scranton to handle the way we process any future overdrafts for everyday debit card and ATM transactions.

Checks and Automatic Bill Payments
These rules do not apply to checks or automatic bill payments that you may have set up for paying bills such as mortgage, rent, or utilities. The bank may still pay these types of overdraft transactions. 

"Opt In"
"Opt In" means First Credit Union of Scranton will authorize and accept everyday debit card purchases and/or ATM transactions that overdraw your account for a $10.00 per transaction fee.*

"Opt Out"
"Opt Out" means First Credit Union of Scranton will not authorize and accept everyday debit card purchases and/or ATM transactions that overdraw your account and your purchase or transaction may be declined. You will not be charged an overdraft fee.*

 

*Please speak with a Member Service Representative for exact details.  Even if you do "Opt In" we reserve the right to deny any transactions.